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I'm having trouble managing my income with 4 kids! Any suggestions?

Tagged as: Big Questions, Family, Troubled relationships<< Previous question   Next question >>
Question - (29 June 2009) 4 Answers - (Newest, 30 June 2009)
A female United States age 41-50, *angelb1975 writes:

I have 4 kids and no help!!!

I was praying one day that the father of my two little ones would just leave me alone, he has had a drug problem for the entire 7 years and has ruined my life we have been together, finally I came home one day and he was gone. He was arrested for not going back to court and not finishing rehab. He wasn't much help when I was with him and now it's been 5 months and although I live in section 8 housing in a beautiful 5 bedroom house, I only have my survivors benefits from my husband who passed in 01, so I'm living on about 950.00 a month I work 6 hrs a week so I can keep my section eight but I can't work full-time and daycare for 4 kids is not worth working. I can't afford my utilities and i'm at the point where do I let my credit card bills go to pay my utilities even though I went through bankruptcy in 06? The father owes me over $22,000 I prob will never see he is away until Nov. The government is not helping you, If I go to work my rent goes up and my foodstamps goes down and I loose my social security, my kids have nothing and I can never go anywhere. Does anyone have any suggestions???

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A female reader, Artistry United States +, writes (30 June 2009):

Artistry agony auntHi, I feel for you especially, with the children to take care of. Check your gas and electric statements, they have programs where they will give you credits to pay your utility bills. Call them, it is based on income level in most states, and you should qualify with the kids. Don't know how much space you have, but you might consider taking in an older woman who is on social security, who needs help as well. Be sure to look into their background, and have a lease for protection. A friend of mine used to make sandwiches and sell them to people at nearby businesses for lunch, and she picked up a few dollars that way. Chicken, hoagies, meatball sandwiches. Fruit and cake would be good, be sure to do a cost analysis, to make sure it is going to make a profit for you. Just be sure the food is fresh. Hope these suggestions help a bit. Take care and have faith.

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A female reader, laura585 United States +, writes (30 June 2009):

Well its good that you are going to school. Both of my kids are too young for school so I'd have to wait before I can do anything like that. I know how unreasonably expensive daycare is for 2 so I know it must be ridiculous for 4! I think if you keep at your education and imagine that brighter future for you and your kids that it will all work out eventually. Good luck to you :)

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A female reader, mangelb1975 United States +, writes (29 June 2009):

mangelb1975 is verified as being by the original poster of the question

ty Laura, and I'm actually going to school full-time to try to get a better job, I hate sitting here doing nothing all day, all my kids are in school, but just before/after school, holidays, summer could kill your paycheck if you work and it's funny you mention daycare providers, I was actually starting a job today june 29th and the sitter told me friday she can't pick my son up at school and watch my kids, after I paid to check her background and met with her.With 4 kids 25,000 to start when you have t pay daycare is not worth it, thanks for the reply..

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A female reader, laura585 United States +, writes (29 June 2009):

Ah the life of a single mother. Dont you love it? You get stuck in positions where the way out seems practically impossible. I too am on section 8 have 2 kids and work only weekends. Everyone says "get a better job" but me and you both know it would have to be a job that pays well enough to afford daycare, rent, utilities, and other necessities- the daycare is the killer. Babysitters are impossible because they never last maybe a month but then they start making excuses of why they cant do it anymore. So then people say "go to school" same issue no daycare and no money for bills. So what to do? I recently moved in with my best friend who is also a single mother, she lost her job about a week ago. I am transfering to a full-time position(causing me to lose sect 8 eligibility), she is going to stay home with the kids. It may not work forever, we both know no one helps forever. But at least for a little while things will work. Be strong. You're not alone out there.

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