A
male
age
30-35,
anonymous
writes:so i moved to Leeds about a year ago to live with my dad and his gf, a year later i hate living ere the only reason that im staying here is cause im in my final year of college and i have met new friends and met my girlfriend as well. I want to live back with my mum which is about 1 hour away so i would have to catch the train to college however the cost side of things works out exactly the same and i would be happier. we have organised that in 2 weeks i live with my mum for a month to see how i cope with travelling etc. and im very confused in what to do any help?also im 20 and i want to go to university next year so when i'm 21 but my mum was talking to me on the phone about that she feels i should find a job straight from college, which is going to be hard cause theres nothing much out there for my qualification and if i dont get anything ill be stuck with my part tim job which is 10 hours a week she says my student debt would effect me getting a mortgage etc but im not too sure about that as my brother in-law has a family, mortgage and hes still paying it backim really confused and i dont know what to do please help
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female
reader, Blod +, writes (17 October 2013):
 Firstly, I think a trial move to your mum's is a very good idea to see how things work out with travelling, especially if you'd be happier living there. That sounds very sensible to me.
As for your options next year, you basically need to decide whether you want to go to university and get a degree. It's obviously a great qualification and gives you a boost when it comes to getting a job. But, as you've said, it is costly and the standard three year course is a commitment, so you need to be sure that it's what you want. If it is, then now's probably the best time to go for it. You'll never be 20/21 again!
A student loan will fund you through university but, depending on how much you need, it could hang around your neck for a good few years. The good news is that the company doesn't expect you to start paying it back until you can afford it, so you'll be able to live! But it can take a long time to clear it. Personally, I wouldn't let the prospect of student debt put you off going to uni too much. It's obviously an important factor to consider but so many people are able to go to uni these days, and they get through it ok. Student debt is just an inevitable part of it, unless you're very lucky!
If university's something you really want to do, it's best to grab the opportunity while you can. Financial issues sort themselves out and a degree should help you get a good enough job to pay back any debt over time anyway.
Good luck.
A
female
reader, Ciar  + ♥, writes (15 October 2013):
 Honeypie has raised some valid questions. Before you plunge into yet more schooling you'll have to decide what kind of job you're hoping to land, find out if there is actually a demand for it, whether or not the courses you're planning on taking will get you there, who will be paying for those courses and how you plan to support yourself if you're in school full time.
There is a prevailing myth that a degree, any degree, will bedazzle employers because it shows determination. Well, it won't because those qualities are only admirable when in pursuit of a worthy cause. Studying Medieval Art or Psychology, for example, in hopes of becoming an accountant would not be what most consider a worthy cause.
The Rockefellers of the world got to where they are by starting at the bottom and learning on the job.
I vote for doing what makes you happier and if that is living with your mum, then do it. And I agree with her on finding a job immediately after college. There are jobs out there. They might not be your ideal, but you do have to start somewhere (at the bottom like the rest of us) and you cannot expect your mum or taxpayers to support you forever.
Those who benefit most from these degrees are the schools and the professors who make a living providing them.
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A
female
reader, Honeypie  + ♥, writes (15 October 2013):
 Can you afford getting a degree at Uni? DO you have a clear IDEA of what you want to study? What you want to do?
I took a year off between college and uni because I wasn't sure - I went abroad and worked and honestly had a blast. I didn't make great money but I learned a lot and it gave me food for thought as far as what I wanted to study.
This day and age, you need to get as educated as you can If you want a job you like/enjoy.
You need to figure out what goals and dreams you have and then how to realize them.
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