A
male
 ,
anonymous
writes:I'm 24 and living at home with my parents. This has obviously affected the relationship side of my life.I will be graduating from what was a very expensive professional degree this summer with some daunting debt. I'd like to move out but my parents advise me that it might be more sensible to put a sizable dent in my debt and move out on my own when my career is stable and secure instead of paying interest through my teeth and slowly killing my credit score as the clock ticks. While I do pay rent to my parents right now, the savings between that and what I would pay elsewhere would amount to me getting out of debt several years earlier and saving a several thousands on interest alone if I stayed here one more year.I am worried about what this debt is going to cost me; staying seems very reasonable. Regardless of how helpful it would be, I secretly feel like a loser staying at home and just want a place to enjoy my time with my gf even if it is "beyond my means" this first year of my career. I know that if I move out now I will still worry about my debt and cringe with every rent payment thinking of the several thousands in long term interest this choice is costing me. On the other hand, I'm really sick of being a big kid at home. I want a "normal" love life.Anyone have any experience with this?
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female
reader, didda123  +, writes (24 February 2009):
 Maybe you can have the best of both worlds there with your family have you spoken to your parents about the possibility of your girlfriend staying over on occasions?
Many parents are alot more liberal these days my sons girlfrield often stops over at our house whereas in my day i was not allowed to take even girlfriends upstairs maybe this is why i am a bit more relaxed now but i realize that he has a sexual relationship with her and whether i agree or not it is going to happen.
I know it will never be the same as having your own place but you will have the opportunity to save more money up this way and i know lots of young men your age who are still living at home so i don't think that you should feel like a loser you are just being sensible.
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