I had an emergency surgery done this year and unfortunately, the medical insurance covered only a small portion of it so I am in debt with medical bills. I did call all the parties and set up a payment plan so at least I am paying it little by little instead to go for collections and ruin my credit which is good. Here are my worries, I am going to school full-time next year for a program that I have been preparing myself for, it took me two years to complete all the prerequisites so finally I am ready. I have a savings plan for the next year so I have enough funds for rent, bills, car insurance etc when I am in school; I am aware I will have to reduce my work hours so that's why I am preparing myself financially, everything was working fine until this surgery happened and because I am paying the medical bills now my savings plan is ruined and I am very worried about how I am going to manage the next year...I know there is an option of a student loan but with all these medical bills I dont know what to do. I am living in the US by myself all my family is overseas..I have my own place which I like to live alone I probably will have to move to a cheaper place (room) but again, how I am going to do with my the monthly expenses with all these medical debt? Thanks for the advices.
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reader, aunt honesty +, writes (16 August 2018):Life gets in the way sometimes and unexpected expenses prop up! Have you spoke to your family to see if they can help in anyway by transferring over some money? If that is not possible I really can only see it working if you take out a student loan. You might want to rethink living alone if it is cheaper to share. You might struggle for a while and money might be tight but it will only be short term before you are on your feet again!
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