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Because of a bill I have to communicate with my ex, but he's being difficult!

Tagged as: The ex-factor<< Previous question   Next question >>
Question - (15 April 2010) 2 Answers - (Newest, 15 April 2010)
A female United States age 36-40, anonymous writes:

I broke up with my boyfriend, we were together for a year, he was just not paying any attention to the relationship!! the problem is i do not want to talk to him period but the thing is i have to because he is on my phone plan, i want him to disconnect the line, i texted him on tues and told him that he needs to pay the money (300) to disconnect he replied by saying " do not text me" i texted him today to remind him about the money and he replied with the same thing and said that he will let me know what he will do, the thing is there is a deadline (the 20th)and if he does not pay it would ruin my credit! i cannot pay the disconnection fee because i do not work because i go to school, what do i do i really do not want any communication with him, but what else can i do???? please help me!

View related questions: broke up, money, my ex, period, text

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A reader, anonymous, writes (15 April 2010):

This is verified as being by the original poster of the question

Thanks for the advise but the thing is it is under my name and he joined my second line, it is like he is punishing me for breaking up with him, but i just could not take it anymore with him!! i do not want to talk to him but i hav to and i do not want t deal with him for two years if we are over( the phone plan is for 2 years.

should i give him until sunday the 18th to talk to him or go to his house i just do not know what else to do he is stressing me out!! what should i do??

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A female reader, HeidiK17 United Kingdom +, writes (15 April 2010):

I used to work at the CAB but it is difficult to advise you without seeing the bill or knowing all your circumstances.

You are not liable if the bill is in his name but you imply it is in joint names, in which case you are liable for half. I am a bit confused as you said you go to school which would mean that you may be too young to have taken out a credit agreement and therefore not liable, but your age is stated as 22-25 on this site.

Whatever you do do not ignore the situation. If it is in your name and you are over 16 you need to talk to the creditors asap and arrange a payment plan - this can be for as little as £1 per month if your income is so limited, but this will affect your credit rating. If it is in his name send it to him and don't worry about it anymore.

I strongly advise you contact your local CAB or local debt advice organisation. There are many that are charities and help for free - don't go to the ones that charge. They can easily be found on the internet.

Don't even bother to contact him again, unless he contacts you and is willing to pay. He sounds like a waste of space. Good Luck.

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